“I believe the relief the settlement affords the class members is adequate and reasonable because the settlement achieves a significant benefit for the named Plaintiff and the class members in the face of substantial litigation obstacles,” U.S. District Judge Nancy Torresen wrote in the order. “While there is a possibility the class could recover more money after trial and appeal, the Settlement Agreement provides the benefit of a guaranteed and considerable payment to class members, rather than a speculative payment of a hypothetically larger amount years down the road.”